tag:blogger.com,1999:blog-2060129031400488769.post4569543839762611191..comments2023-10-12T05:56:52.892-07:00Comments on Hawaii Bound Bandster: The Toughest Post So FarDebihttp://www.blogger.com/profile/09992977491095091038noreply@blogger.comBlogger33125tag:blogger.com,1999:blog-2060129031400488769.post-77947360283807334122010-04-14T22:21:58.622-07:002010-04-14T22:21:58.622-07:00Thanks everyone!!Thanks everyone!!Debihttps://www.blogger.com/profile/09992977491095091038noreply@blogger.comtag:blogger.com,1999:blog-2060129031400488769.post-43968222502872479482010-04-14T21:33:18.163-07:002010-04-14T21:33:18.163-07:00This really spoke to me as I am also having financ...This really spoke to me as I am also having financial issues. *Hugs* I could never think less of you, because you are merely a victim of circumstance. The economy has completely tanked and taken down everyone (who wasn't a CEO) along the way. It's not like you knew you couldn't ever pay something off and just racked up debt for the hell of it. <br /><br />I'm sorry this is happening to you.-Grace-https://www.blogger.com/profile/14777413585734523956noreply@blogger.comtag:blogger.com,1999:blog-2060129031400488769.post-51852632138917206252010-04-14T21:15:24.177-07:002010-04-14T21:15:24.177-07:00I also have been through a bankruptcy.. We were n...I also have been through a bankruptcy.. We were never late with bills either. My hubbies job with held money and it was a domino effect... So I could never judge you.. You will feel so much better when it is all said and done.. That is how my hubby and I want to live by the seat of our pants. Enjoy...Michellehttps://www.blogger.com/profile/15714229892143032944noreply@blogger.comtag:blogger.com,1999:blog-2060129031400488769.post-54031174553604887192010-04-14T19:25:15.403-07:002010-04-14T19:25:15.403-07:00Deb-- I'm sorry I missed this post-- but I'...Deb-- I'm sorry I missed this post-- but I'm glad you got your story off your chest and I certainly hope that things will turn around for you and Walt from here.<br />You are certainly far from the only family who has gone through such a struggle-- you will come out the other side of it... and I hope that your plan to use cash will serve you in good stead going forward.<br />Good luck and hope the meeting went well.. xoxoDinnerlandhttps://www.blogger.com/profile/10692242456211545949noreply@blogger.comtag:blogger.com,1999:blog-2060129031400488769.post-6919408304018466712010-04-14T18:04:20.058-07:002010-04-14T18:04:20.058-07:00Debi - thank you for sharing your story as I know ...Debi - thank you for sharing your story as I know it must have been very difficult. You are not alone - we are all here for you and we will never judge you. This is the best bunch of women ever. You'll get through this - and in the end be stronger than ever. God Bless!♥ Drazil ♥https://www.blogger.com/profile/10177140029694038645noreply@blogger.comtag:blogger.com,1999:blog-2060129031400488769.post-87582463932393141702010-04-14T16:08:37.114-07:002010-04-14T16:08:37.114-07:00Debi, you have to do what you can to make sure you...Debi, you have to do what you can to make sure you are both taken care of in the future. This has happened to so many people and my heart goes out to you and your husband. Keep your head up. This too will pass. Big Hug!Camillehttps://www.blogger.com/profile/11953434545090207097noreply@blogger.comtag:blogger.com,1999:blog-2060129031400488769.post-60659150654129401862010-04-14T16:06:39.531-07:002010-04-14T16:06:39.531-07:00I am so sorry you have to go through this. About ...I am so sorry you have to go through this. About 10 years ago my husband got laid off and we found ourself in the same position. I was so embarrassed to file, but we had to do it and ultimately it was the right decision. I think the interest rates and minimum payments that credit card companies are charging are crazy. Banks can get bail outs, but the consumer is screwed. Don't get me started...Bonniehttps://www.blogger.com/profile/00603681230277050772noreply@blogger.comtag:blogger.com,1999:blog-2060129031400488769.post-84035178629677963152010-04-14T15:57:46.189-07:002010-04-14T15:57:46.189-07:00Thanks everyone for your love and understanding!!Thanks everyone for your love and understanding!!Debihttps://www.blogger.com/profile/09992977491095091038noreply@blogger.comtag:blogger.com,1999:blog-2060129031400488769.post-70851233183958064442010-04-14T15:53:15.964-07:002010-04-14T15:53:15.964-07:00Debi - We all support and you are doing what you n...Debi - We all support and you are doing what you need to do to get back on your feet and on with your lives. Please don't feel ashamed or embarrassed about doing what you needed to do. <br />I hope some of the stress involved with this is easing off you. <br />I know personally that financial stress is can be overwhelming. So I really hope this takes that weigh off your shoulders.<br /><br />xxxxLindaLindahttps://www.blogger.com/profile/07045822533798781579noreply@blogger.comtag:blogger.com,1999:blog-2060129031400488769.post-80356356907455079902010-04-14T14:44:45.286-07:002010-04-14T14:44:45.286-07:00First of all, how could we judge you? You are a g...First of all, how could we judge you? You are a great person who just happens to be going through a tough time. After my divorce I got rid of all my credit cards and decided that I wanted a simpler life, if I couldn't pay for it I had to wait and found that generally after I saved for something, I either didn't want it anymore or it was on sale. I think this is an opportunity for you to live a free and simple life. Best of luck to you and your husband. A clean slate is always a good place to start.Theresahttps://www.blogger.com/profile/07794746954511347596noreply@blogger.comtag:blogger.com,1999:blog-2060129031400488769.post-84152894909110688822010-04-14T11:38:39.592-07:002010-04-14T11:38:39.592-07:00I am 30 years old, and at 28, I filed bankruptcy. ...I am 30 years old, and at 28, I filed bankruptcy. My only regret was that I didnt do it sooner. I lived off of credit cards in college (I was in college for almost 7 years), and would take student loans out to pay the credit cards off. then I would charge them up again. I was an idiot in that sense. But I spent so many years hiding this from the most important people in my lives...my parents. When I finally called my mom one night and told her...I was afraid she would hate me. Money, or budgeting...is big to my mom.<br /><br />I tried for a few years after that to consolidate. It was such a mess. Finally I just did it. It has been the best thing ever. I still don't save money well, but I can only spend what I have in cash. No credit cards. Ever. Again.<br /><br />This will be so hard for you, and for me...I didnt have a house or a car to lose. So I am sorry that you are losing the house. But it will free you. And oh my God it is an amazing freedom. <br /><br />I promise.Amy W.https://www.blogger.com/profile/15765516850913923317noreply@blogger.comtag:blogger.com,1999:blog-2060129031400488769.post-27743399610207981392010-04-14T11:09:10.171-07:002010-04-14T11:09:10.171-07:00Debi, I am so sorry to hear this. Please know I wi...Debi, I am so sorry to hear this. Please know I will hang in there with you & hopefully be able to offer some moral support. What a rough patch you are going through right now - but you are right, this sounds like the best option for you & Walt.DBhttps://www.blogger.com/profile/12171014224700094700noreply@blogger.comtag:blogger.com,1999:blog-2060129031400488769.post-23278020973302388222010-04-14T10:34:33.939-07:002010-04-14T10:34:33.939-07:00Debi - I know it is hard right now, but you will b...Debi - I know it is hard right now, but you will be so glad that you made these tough choices. There is so much freedom in giving up all the "stuff". It is scary, but also very liberating!Amanda Kiskahttps://www.blogger.com/profile/08035180757671095192noreply@blogger.comtag:blogger.com,1999:blog-2060129031400488769.post-73279006548301581412010-04-14T08:55:24.146-07:002010-04-14T08:55:24.146-07:00keep your chin up! i think if anyone's view o...keep your chin up! i think if anyone's view of you is changed because of your situation, then screw 'em :-) I think the "nomadic" lifestyle is cool! good luck!!CChttps://www.blogger.com/profile/01947137883748295392noreply@blogger.comtag:blogger.com,1999:blog-2060129031400488769.post-2410498638191311542010-04-14T07:46:11.204-07:002010-04-14T07:46:11.204-07:00You will receive no judging from me, I am sure thi...You will receive no judging from me, I am sure this was hard to share...I can feel your pain coming thru as I was reading it. I can totally understand what you have gone thru, and hopefully it will all be over soon and you can move forward. Hugs!susieq4givnhttps://www.blogger.com/profile/04933154527889255537noreply@blogger.comtag:blogger.com,1999:blog-2060129031400488769.post-79623115098217968672010-04-14T07:03:55.951-07:002010-04-14T07:03:55.951-07:00Oh Debi! WE love you no matter what. Please rememb...Oh Debi! WE love you no matter what. Please remember that. The same thing could happen to any of us. I work in Real Estate so I see stories like this all the time. I'm so sorry it happened to you and Walt. This post was so sad not because of what happed but because you were worried that we would judge you. <br />I'm sure it will be an adjustment, but I think you will love the RV lifestyle! My grandma did it for years and never in her life been happier. My husband and I talk about doing it when we retire. I think it would be quite an adventure!<br />You might have to change the title of your blog to "The Traveling Bandster"!Jenhttps://www.blogger.com/profile/00825425735172749255noreply@blogger.comtag:blogger.com,1999:blog-2060129031400488769.post-76861347359731272702010-04-14T07:01:54.035-07:002010-04-14T07:01:54.035-07:00You will get no judgements from me...I feel so bad...You will get no judgements from me...I feel so bad that youa nd your family are going through this. Good luck atthe meeting and remember things will start to look up soon!!carlahttps://www.blogger.com/profile/15254193966341752813noreply@blogger.comtag:blogger.com,1999:blog-2060129031400488769.post-54119704024220562482010-04-14T06:28:17.209-07:002010-04-14T06:28:17.209-07:00I'm sorry. Financial stress is the worst. Th...I'm sorry. Financial stress is the worst. There are a lot of people in this boat, or considering it you shouldn't feel bad. I hope your meeting goes well.Jennyhttps://www.blogger.com/profile/09210759567767466760noreply@blogger.comtag:blogger.com,1999:blog-2060129031400488769.post-16644846469597543422010-04-14T06:23:06.339-07:002010-04-14T06:23:06.339-07:00{{{HUGS}}}
We are here for you and know you will ...{{{HUGS}}}<br /><br />We are here for you and know you will get through this with flying colours. Funny about the RV. So many people when they retire want to do the same thing as you will be doing-and they choose it. One day, you'll drive it over to Hawaii, I'm sure. Take care and please know we would never judge. My thoughts are "There but by the grace of God... But God did not do this to you, you did nothing wrong, and you will come out the other side in fine form!Sandyhttps://www.blogger.com/profile/02400904095865742386noreply@blogger.comtag:blogger.com,1999:blog-2060129031400488769.post-54517195683432421632010-04-14T06:19:35.421-07:002010-04-14T06:19:35.421-07:00I am so sorry you are going through this thinking ...I am so sorry you are going through this thinking of you xxxFKhttps://www.blogger.com/profile/03628595339818802328noreply@blogger.comtag:blogger.com,1999:blog-2060129031400488769.post-20810433580005694872010-04-14T06:01:27.659-07:002010-04-14T06:01:27.659-07:00Debbi, how could you possibly think it would make ...Debbi, how could you possibly think it would make a jot of difference to how we think about you? These things happen, and from the look of it you're being incredibly brave. Plus you're about to start on a great adventure. Will you be able to get a job too (or do you already have one? I'm not too clear on that). Just keep on blogging - the best thing about bloggers (and I include myself) is that we're not judgmental.<br />A hug to you.<br />CarolineLonicerahttps://www.blogger.com/profile/13141723287143567146noreply@blogger.comtag:blogger.com,1999:blog-2060129031400488769.post-78928201789252623202010-04-14T05:45:14.603-07:002010-04-14T05:45:14.603-07:00Wow, I can just hear your pain almost, but more im...Wow, I can just hear your pain almost, but more importantly I get a real sense of relief. It is hard to carry all that around with you. We don't judge you; we all have issues and pasts and baggage of our own. And let me just say that the thing that impresses me the most is that you and your hubby are sticking together and working out this solution TOGETHER. Do you know how rare that is? You must be a match made in heaven. Nothing is more important. Hang in there.Kinziehttps://www.blogger.com/profile/08142748441014633988noreply@blogger.comtag:blogger.com,1999:blog-2060129031400488769.post-66852973108674676282010-04-14T04:38:36.173-07:002010-04-14T04:38:36.173-07:00No judging here. This economy is terrible and the...No judging here. This economy is terrible and then you add in California's woes and you really weren't left with much of a choice. You did try to do everything else but credit card companies (just like my experience with my health insurance company) don't care about the person behind the account number. We, like you, are also changing our take going forward and ripped up all our credit cards. If we can't buy it with cash, we don't need it. If we do need it, then we need to save.<br /><br />We keep hearing that the economy IS picking up but I'm still not seeing any signs showing that as the truth. People still don't want to spend, people really have cut back and an even larger indicator is that people still won't trade in the stock market. We heard a news segment last week about that, only banks and mortgage companies are trading in the stock market right now. Private citizens still don't believe this - and no matter how loudly they tell us "yes it is turning around" actions speak louder than words.<br /><br />You have nothing to feel bad about here - although I do understand the personal disappointment. Nonetheless, you were fine until things went haywire and you were working your way out of things. As an entire country we all abuse credit (I know my husband and I both, separately and together fell in that camp until not too long ago) - that starts with our government and then snowballs down to the average citizen. I actually am finding myself yearning for the days in which my grandparents were setting up home - you got a mortgage and that was it. And half the time a mortgage wasn't even needed as housing prices were reasonable. My grandparents didn't get their first credit card until they were in their 60's and then discovered they didn't like having them as they ended up with a false sense of what their expendable income really was.<br /><br />Anywho, I am rambling. <br /><br />As for the nomadic life - my grandmother did that for over a decade. Retired from her job and went to Europe first and traveled around in a small camper with a friend for a year. Then they came home and my grandmother bought a small camper here and just took off east after a big bon voyage party. She loved it and it was fun for us in the family to figure out where she was and then get ourselves there. You'll love it!<br /><br />Sorry the comment is so long. I just want you to know, more than anything, no judgements here and, in fact, you have my support and well wishes that everything goes fine.LDswimshttps://www.blogger.com/profile/16047339088972152520noreply@blogger.comtag:blogger.com,1999:blog-2060129031400488769.post-56648831463643164222010-04-14T04:26:47.565-07:002010-04-14T04:26:47.565-07:00The financial crisis has touched all of us in some...The financial crisis has touched all of us in some way or another. Please hang in there...you guys will get through this! We are here for you always.Jacquiehttps://www.blogger.com/profile/03612121609893900847noreply@blogger.comtag:blogger.com,1999:blog-2060129031400488769.post-227988215113636872010-04-14T04:17:40.657-07:002010-04-14T04:17:40.657-07:00I am so sorry for your troubles. I do understand ...I am so sorry for your troubles. I do understand because I too had to claim bankruptcy when I got divorced 15 years ago. It took me a good 10 years to get my credit score back up. Stuff happens, move on. Good luck to you.Anonymousnoreply@blogger.com